Individual Customers

The below documents are required to be uploaded for onboarding of Individual Customers onto USD.

Document	Document Type	Notes
Identity verification biometrics	`identity_verification_biometrics`	Biometric identity verification document
Proof of address	`proof_of_address` or `bank_statement`	Utility bill, bank statement, or government-issued document - must be dated within the last 90 days

Business Customers

The below documents are required to be uploaded for onboarding of Business Customers onto USD.

Document	Document type	Notes
Proof of address	`proof_of_address` or `bank_statement`	Utility bill, bank statement, or government-issued document - must be dated within the last 90 days
Articles of association	`articles_of_association`	A legal document that sets out a company’s governance rules, shareholder rights, and internal operating structure
Financial statements	`financial_statements`	Official records of a company’s financial performance, typically including balance sheet, income statement, and cash flow statement
Incorporation certificate	`incorporation_cert`	An official certificate issued by the company’s registry confirming the legal formation of the business
Source of funds	`source_of_funds`	Documentation showing the legitimate origin of the funds used by the business, such as bank statements or investment records

Financial Institutions

Businesses with the following industry codes are classified as financial institutions and require additional documents to be uploaded:

423940 - Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers
425120 - Wholesale Trade Agents and Brokers
441110 - New Car Dealers
441120 - Used Car Dealers
522190 - Other Depository Credit Intermediation
522220 - Sales Financing
522291 - Consumer Lending
522292 - Real Estate Credit
522293 - International Trade Financing
522320 - Financial Transactions Processing, Reserve, and Clearinghouse Activities
522390 - Other Credit Intermediation
523120 - Securities Brokerage
523130 - Commodity Contracts Dealing
523210 - Securities and Commodity Exchanges
523920 - Portfolio Management
523930 - Investment Advice
523999 - Miscellaneous Financial Investment Activities
524113 - Direct Life Insurance Carriers
524210 - Insurance Agencies and Brokerages
525120 - Other Insurance Funds
525910 - Open-End Investment Funds
525990 - Other Financial Vehicles
531210 - Offices of Real Estate Agents and Brokers
533110 - Lessors of Nonfinancial Intangible Assets (except Copyrighted Works)
541214 - Payroll Services
551111 - Offices of Bank Holding Companies
561450 - Credit Bureaus

Document	Document type	Notes
AML/CFT Sanctions Policy	`aml_cft_sanctions_policy`	A formal policy outlining the company’s procedures for preventing money laundering, terrorist financing, and sanctions breaches
AML/CFT Sanctions Audit	`aml_cft_sanctions_ind_audit`	An independent audit report assessing the effectiveness of the company’s AML, CFT, and sanctions controls
Regulatory License	`regulatory_license`	An official license issued by the relevant regulator authorising the company to conduct regulated financial activities
Compliance Officer Resume	`compliance_officer_resume`	A resume or CV demonstrating the qualifications and experience of the company’s appointed Compliance Officer
Share Certificate	`share_certificate`	An official certificate issued by the company showing ownership of its shares and the registered shareholders
Wolfsberg Questionnaire	`wolfsberg_gcbddq`	A standard due-diligence questionnaire covering the company’s financial crime controls, based on the Wolfsberg Group framework
Enhanced Due Diligence (EDD) Form	`edd_concentration_form`	A template form with questions regarding the intended use of the account. Needs to be signed. The form is available here . Questions that require an existing account (those about identifier and opening date) can be answered with: "It will be a new account".

Document Requirements

Proof of address must be dated within the last 90 days
Documents must be clear, legible, and show complete information
Accepted formats: PDF, JPEG/JPG, PNG
Maximum file size: 9.5 MB