Simulating Scheme Actions

Overview of the simulate functions available in the Lorum sandbox for testing payment flows end-to-end.

The Lorum sandbox allows you to simulate payment scheme actions that would normally be completed by the payment scheme in production. This lets you test your full integration end-to-end - including inbound payments, payment execution, and payment failures - without waiting for real scheme processing.

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All simulate functions are only available in sandbox.


Available Simulations

ActionDescription
Simulate inbound paymentSimulate a payment settling into an account
Simulate execute outbound paymentSimulate a submitted outbound payment being executed by the scheme
Simulate fail outbound paymentSimulate a submitted outbound payment failing
Simulate return paymentSimulate an executed outbound payment being returned by the beneficiary's bank

All three actions are available via both the portal and the API:


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